We believe that education empowers, and that having access to financial practices is key to building a better life.
Engaging in conversation and developing opportunities for education reinforces social inclusion and enhances economic growth especially those who are most vulnerable.
The Khazana Financial Inclusion Flow
The Khazana Foundation either partners directly or support organisations and programmes that work across our financial inclusion flow:
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ENGAGE
in conversations about money
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UNDERSTAND
the impact of finance
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LEARN
about financial practices
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APPLY
knowledge to become self-reliant
The Khazana Foundation focusses on activities that:
Better the money conversation by improving social skills and building confidence.
Enhance the overall understanding of financial practices among children and young adults.
Improve access to financial services and products.
Allow young adults to apply their knowledge to create better opportunities.
The guiding principles of our projects
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Financial Literacy
The projects contribute to financial literacy through financial education and financial access
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Youth
The projects support or are related to youth
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Neutrality
The projects are diverse and do not discriminate on religion, gender and politics
Our Projects
Fundamentals of Financial Literacy Toolkit
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Money Matters
In collaboration with MobileSchool.org, the Khazana Foundation has developed a discussion board to engage with children.
On the Money Matters overview poster, one can find over 50 situations that are directly or indirectly linked to financial literacy.
Built on the five essential pillars -earn, spend, save, borrow, and invest- children will gain knowledge and have more support in making informed decisions as they can recognize how money plays a role in their day-to-day lives.
The content can be downloaded for free.
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Payday Pioneers
In collaboration with MobileSchool.org, the Khazana Foundation has developed a financial literacy game board.
The Payday Pioneers board game is closely linked to the Money Matters poster, and allows players to experience the fundamental pillars of financial literacy in practice during an enjoyable board game.
The board game follows the structure of one month, on the left-hand side of the panel. On the right-hand side of the panel, players can find the legend of the board game, a space to keep money in the savings account, and icons to keep track of the purchases players made during the board game.
The content can be downloaded for free.
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Business Builder
Developed in collaboration with MobileSchool.org, the Khazana Foundation has created a financial literacy board game.
The Business Builder board game introduces children and youth to entrepreneurship and allows players to experience the five fundamental pillars of financial literacy through an engaging and interactive learning experience.
The board game follows the entrepreneurial cycle through the phases of setup, survival, and growth. The board contains two playing circles designed for different age groups, guiding players through different entrepreneurial challenges and decision-making processes. Throughout the game, players learn how financial choices influence the development and success of a business.
The content can be downloaded for free.
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Train the Trainer: Introduction to Financial Literacy for Youth
In collaboration with MobileSchool.org, the Khazana Foundation has developed a digital youth worker training programme.
The programme aims to equip youth workers with the skills to engage a discussion on the basics of finance with children. Covering the fundamental pillars of earning, spending, saving, investing, and protecting, the programme is a brief introduction to the importance of financial literacy.
Led by experienced trainers from StreetSmart and the Khazana Foundation, this programme provides both inspiration and practical tools for incorporating financial literacy into youth work interventions.
The training can be completed for free.
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Train the Trainer: Introduction to Entrepreneurial Skills for Youth
In collaboration with MobileSchool.org, the Khazana Foundation has developed a digital youth worker training programme.
The programme aims to equip youth workers with the skills to foster discussions on entrepreneurial thinking with children. Covering key pillars such as creativity, problem-solving, initiative and opportunity recognition, it offers a brief introduction to the value of entrepreneurial skills.
It focuses on developing an entrepreneurial mindset in young people, helping them spot opportunities, take initiative, think creatively and turn challenges into solutions in everyday life. Led by experienced trainers from StreetSmart and the Khazana Foundation, the programme provides both inspiration and practical tools to integrate entrepreneurial skills into youth work interventions.
The training is offered free of charge.
Saksham Financial Literacy & Life Skills Programme
The Saksham Financial Literacy & Life Skills Programme—implemented by Ek Tara in Kolkata, India, and supported by Khazana Foundation—is an intergenerational financial literacy programme designed to equip students in classes 5-12, and their parents/caregivers with the knowledge, skills and confidence to make informed financial decisions. Through practical, age-appropriate and activity-based learning, participants explore essential topics such as budgeting, saving, banking, digital financial safety, responsible borrowing, consumer awareness, financial planning and entrepreneurship.
By working with different age groups as well as parents and caregivers, Saksham aims to build a strong foundation for responsible money management from an early age and reinforce positive financial habits. The programme connects financial knowledge to everyday situations, helping participants better understand their choices, manage their resources responsibly and plan for their future.
The curriculums are freely available and can be shared upon request
Financial Literacy Programme: The CDK Programme
The Children’s Development Khazana programme, developed by Butterflies NGO, has been supported by the Khazana Foundation to help establish and run initiatives in Hemja, Nepal, as well as in Mumbai and Delhi, India. This programme aims to assist street children in managing their livelihoods by providing them with a robust system to handle their money. While these children often earn very little, the Khazana Foundation empowers them to take control of their financial situations.
Through the programme, the children can manage their finances at various ‘bank’ branches, where they serve as bookkeepers and decide on financial advances. Acknowledging that these children are among the most vulnerable in society, the training they receive includes not only financial skills but also social skills development and enhancement of self-identity. They learn to prioritize, plan, communicate effectively, and understand their rights, all of which are essential for their empowerment and future success.
Other Projects
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Advanced Khazana Programme
The Khazana Foundation will help a student who needs support for a project, education or course which is related to the principles of financial inclusion as well as the guiding principles of Khazana Foundation. Students will be asked to submit a request for support, which will be evaluated by the Khazana Foundation board.
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Business Case Competition
At Khazana Foundation, we believe in the power of innovative thinking to drive positive change. Our Business Case Competition empowers youth from underprivileged areas by offering them the chance to secure funding for their entrepreneurial projects.
Participants engage in in-depth research and analysis to understand the complexities of their entrepreneurial project. Based on their findings, they create comprehensive business plans that include comprehensive business plans with a vision, financial projections, and implementation roadmaps. These solutions are then presented to the Khazana Foundation. The winning project is awarded a one-off sum.